You May Never Ever Lose Your Credit Card

In the world of today, most of us depend on our good old credit cards to take care of the debts that we incur.

Hand it over to the sales person, a sign there, a swipe here, and the payment is made. No matter how many zeroes appear against the bill amount, we know that our piece of plastic will look after it. Easy, and instant, simple. We can rely on them when the ATM machine is out of order. They are our shopping buddies any and every time. Thanks to them, we don' t have to carry around stacks and stacks of money.

One of the first things to remember with regard to credit card safety is to not reveal your credit card number to all and sundry. But do we know how to take the best care of our dear credit cards? Even while giving the number to somebody over the phone or while entering it on a site on the net, make sure that the person or website is legitimate. If a payment does not sound familiar, make sure that you check it out thoroughly. Then, when your credit card statement arrives, look through every entry to make sure that there are no incorrect entries. Store the bills, and check them against your monthly statement. Also, even while making payments check the receipts before you make your signature anywhere.

This will really help you in making sure of the accuracy of the statement. Don' t sign any receipt which contains blank spaces. Carry only the ones that you know you will need. Also, you don' t have to carry your entire collection of credit cards when you go anywhere. Store the others away in a safe and handy place. Ensure that you are not the last one to know when a card goes missing.

Also, keep a track of all the credit cards that you have. You are the one who will be landed with an enormous bill if you remain unaware of whether or not a credit card of yours has been stolen. You might also have to make a report at a nearby police station. If you really do lose your card, give the details of the card to the credit card company and make a note of it. Make sure you have a list beforehand of the formalities that have to be looked after. But note that you don' t need to lose your credit card to be victim to a whole host of credit card related crimes. You may never ever lose your credit card.

So stay alert at all times, and take care of your darling credit cards.